Michael A. White, Jr. Certified Fund Specialist (CFS®)

As Managing Partner and Portfolio Manager Michael's philosophy is to faithfully follow the Prudent Man Rule  "All that can be required of a trustee is that he shall conduct himself faithfully and exercise a sound discretion. He is to observe how men of prudence, discretion and intelligence manage their own affairs, not in regard to speculation, but in regard to the permanent disposition of their funds, considering the probable income, as well as the probable safety of the capital to be invested." - Justice Samuel Putnam

As a third generation Rockfordian, Michael is committed to community service and has served with the Northern Illinois Community Foundation, Rockford Fire Department as Pension Plan Trustee, Rockford Cosmopolitan Club.  Michael is a graduate of Western Illinois University.

Kristine L. White, Certified Financial Planner (CFP®) 

As a Partner and Manager of Tax and Financial Planning at Waterside Financial Advisors, Kristine values the time she commits to creating a personal relationship with each client. By truly understanding where a person comes from and where they want to go, Kristine can utilize her 20 years of experience in financial services and planning to help better plan for each client's financial situation.  She is a graduate of Western Illinois University.

Mark W. Lotzer, Chartered Life Underwriter (CLU®)

As a Partner of Waterside Financial Services, Mark is driven to provide each person with the highest standard of quality with their financial experience. With over 40 years of service focusing on retirement income planning and insurance analysis, he understands that each client requires a personalized level of care to acheive their goals and objectives.

Mark is a graduate of Boylan Catholic High School, where he had an extensive athletic career playing basketball and baseball. In addition, he was named the 1972 NIC-9 Male Athlete of the Year award. Mark is also a graduate of the University of Wisconsin-Madison, and was a member of their NCAA Basketball team from 1972 to 1976.

Logan E. White, Financial Paraplanner Qualified Professional (FPQP™)

Logan is a graduate of Western Illinois University, and has also earned the FPQP designation from The College for Financial Planning. He is a key member of the client service team by maintaining each client's account and assuring the highest standard of quality with their experience. Logan believes that empathy, consistency and attention to detail are essential factors in creating a meaningful and successful relationship. 

Investment Committee*


Jasen Dahm, Certified Public Accountant (CPA), Chartered Financial Analyst (CFA)

Jasen is a Registered Representative of Voya Financial Advisors focusing on preparation of asset allocation and tax minimization strategies. He serves on our Investment Committee. He formerly served as a research analyst for a fund of hedge funds as well as a Senior Auditor for Deloitte and Touche. Jasen earned his BBA in Accounting and Finance as well as a Masters of Accountancy from the University of Iowa.

Jared Sutton, Chartered Financial Analyst (CFA), Certified Financial Planner (CFP®)

Jared is an Investment Advisor Representative of Voya Financial Advisors focused on estate planning, tax strategies and investment planning. Jared has extensive experience in data analytics and research, portfolio construction and management, asset allocation and investment selection. He has worked as a business/field analyst and derivatives broker.


Phyllis Vance**, Chartered Financial Analyst (CFA)

Phyllis is the Chief Financial Strategist.  She focuses on investment analysis, as well as serving on our investment committee.  Phyllis has over thirty years of investment experience.  She was an analyst and portfolio manager for a global financial investment management firm.  Her experience includes domestic and international equities.  Phyllis was also the Director of Commercial Real Estate Research.  She graduated from Iowa State with a degree in business administration.

Jim Wessels, Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), Personal Financial Specialist (PFS)

Jim is an Investment Advisor Representative of Voya Financial Advisors with more than a decade of active money management experience. He provides daily insights on the markets to help investors find practical applications. He served as a former investment analyst and is also experienced in designing employer-sponsored retirement programs. Jim has built a diverse background in pension, tax planning, estate planning strategies, financial planning and investments.

*Investment committee members who are making investment decisions are not affiliated with Waterside Financial Advisors, LLC, are  investment advisor representatives and registered representatives of Voya Financial Advisors and are not located in the Rockford, IL office location.

** Phyllis Vance is not registered with Voya Financial Advisors and cannot offer securities nor investment advice.

Our Team of Professionals

To meet with a Waterside advisor, contact us today.